NO CDD! LOW HOA! NO FLOOD INSURANCE REQUIRED$40,000 IN RECENT UPDATES! SPECIAL FINANCING OPPORTUNITY! Qualified buyers may be eligible for a lender-provided credit toward closing costs through Pioneer Mortgage Funding. Welcome to 13004 Waterbourne Drive in the desirable Kings Lake community of Gibsonton! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers 1,461 square feet of comfortable living space and approximately $40,000 in recent improvements! Major updates include NEW KITCHEN CABINETS (2026), NEW A/C (2025), NEW FLOORING (2025), INTERIOR & EXTERIOR PAINT (2025), A 2022 ROOF, NEW WATER HEATER, AND UPDATED BATHROOMS! Enjoy a bright, inviting floor plan filled with natural light and refreshed finishes throughout. Step outside to your private backyard with NO REAR NEIGHBORS, offering additional privacy and plenty of room to relax, entertain, garden, or create your own outdoor retreat. Enjoy the benefits of NO CDD, LOW HOA, AND FLOOD ZONE X, where flood insurance is generally not required by federally backed lenders. Conveniently located near I-75, US-301, and US-41, with easy access to Tampa, Brandon, Riverview, HISTORIC YBOR CITY, SHOPPING AND DINING! With major improvements already completed and a SELLER CONTRIBUTION AVAILABLE, this home offers exceptional value and convenience. Schedule your private showing today! Some photos have been virtually staged.